Today’s CD rates for February 16, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

CD Rates Today: February 16, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

CD Rates Today: February 12, 2026 – Earn As Much As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Here's Why a 1-Year CD Makes Sense Right Now

A 12-month CD can protect your savings from falling rates, offer guaranteed returns, and keep your money flexible. Here's why ...

6 CD Strategies Retirees Should Consider Before Rates Drop Further

The Fed cut rates, and more reductions may follow soon. Here are six CD strategies retirees should consider now to protect ...

The Fed Isn’t Moving Rates—Yet the Top CD Rate Is Higher Than Earlier This Month

Competition among smaller banks and credit unions has pushed the leading APY up to 4.50% ...

How much interest will a $10,000 CD account earn in 2026?

Interest earnings on a $10,000 CD account this year can still be substantial and they'll be available quickly, too.
Business Insider

CDs won't be paying 5% for much longer, but a financial planner shares a strategy you can start today that will pay off for months

CD rates are dropping in anticipation of the Fed potentially cutting its rates soon. This means that CD rates of 5% APY will likely decline and get less competitive. CD ladders can help you earn a ...
CBS News

What is the CD account barbell strategy?

Finding ways to maximize the returns on your money can make a lot of sense in today's high-rate environment. For example, while certificate of deposit (CD) accounts are a smart option to consider ...