Whether you're taking a family vacation or a romantic cruise, a flight disruption can throw your plans out of whack. And so far, there've been quite a few this year: Between Jan. 23 and Jan. 26, more ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.