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Part of a microtrend in art and design, these pieces are meant to be used but not worn. By Kate Guadagnino Tips from experts who know dark winter days — and design — like no others. By Alexa Brazilian ...

We calculate this based on a simple income multiple, but, in reality, it's much more complex. When you apply for a mortgage, lenders calculate how much they'll lend based on both your income and your ...

Steven Nickolas is a writer and has 10+ years of experience working as a consultant to retail and institutional investors. Charlene Rhinehart is a CPA , CFE, chair of an Illinois CPA Society committee ...