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Reports indicate that around local & small 3,000 banks have shut down - yet almost no one is discussing the possibility of #XRP stepping in. The question remains: Who will replace these institutions?Ripple is reportedly in the process of receiving pre‑approval for a full banking license, and the XRP Ledger is now expanding into a huge industry, with REAL Token built on XRPL contributing to the ecosystem.Despite thousands of banks closing, the conversation around XRP filling that gap is still sur
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